Your partner for planning your future
In addition to CPAs, we’re also Certified Financial Planners (CFP). Our thorough planning advice will help you accomplish your objectives, whether it’s paying for your kids’ college, retiring comfortably or sailing around the world.
As your CPA, we have an intimate knowledge of your tax situation, which is critical to all financial planning decisions. As CFPs with over 20 years of experience, we will effectively assess where you are and where you want to be, then develop a customized plan to get you there. We’ll help you understand how each decision you make affects other areas of your finances. And we’ll coordinate all planning recommendations and decisions with your other financial advisors.
We take no commissions. Our only compensation is what you pay us directly, so we’re focused solely on your goals, your dreams and your success.
Case Study: Retiring on Your Own Terms — 1999
In 1990 most of us had never heard of “Y2K,” but our client understood the possible implications. He was a software developer who wanted our help to retire before December 31, 1999 — he didn’t want to spend the last few years of his career rewriting decades of computer coding.
We worked with him to identify the nest egg he would need to be to retire at the end of 1999 at the age of 56 so he could travel the country in a luxury RV before settling down. We assessed his risk tolerance to make sure his investments were appropriately allocated between safety and growth assets. We protected him from risks he couldn’t afford to bear, financially or emotionally. We created a plan for him to become debt free, and we prefunded his children’s college education costs. And we systematically liquidated business assets and maximized profitability.
Sure enough, he sold his business and retired in 1999. He woke up to Y2K without a care in the world. The size of his nest egg was twice his goal thanks to a well-designed financial plan. He and his wife hit the road in their luxury RV to tour the country, thrilled that we helped him realize his dream.
Service Offerings:
- Comprehensive Personal Financial Planning
- Personal Financial Statements
- Cash Flow Planning
- Asset Allocation
- Insurance Planning
- Investment Planning
- Personal Budgeting
- Retirement Planning
- Education Planning
- Estate Planning